Terms & Conditions

The visitor/user of the services provided by the websites paoshop.gr, paobasketshop.gr, poa-shop.gr, which are the property of GIATRA S.A. (hereinafter the “website”), understands and accepts that the total of pages/services is provided “as is” and the website declines any responsibility relevant to the limited time span, the deletion, the bad performance or inability to electronically store any user data or/and any content of personal pages/services.

The visitor/user bears the responsibility for accessing the website services and the relevant access may require the payment of fees to third parties (for instance, internet service providers, internet connection time fees). The visitor/user bears the sole responsibility for paying the relevant fees. In addition, the visitor/user is exclusively responsible for his/her personal equipment with those technological means that allow access to the website services.
The website pledges to guarantee the privacy of its visitors/users. In the Terms of Use – Privacy Policy herein, it is explained how the personal information of the visitors/users shall be treated, according to the Greek law pertaining to the Protection of Personal Data (L.2472/1997 and its amendments).
It is required that every visitor/user accepts the use of Cookies, according to the terms of the present Policy, the first time he/she visits the website. By using the website, and accepting this Policy, the visitor/user accepts the use of Cookies by the website, according to the terms of the present Policy.


The underage visitors/users of the website are prohibited from accessing the website services which might be considered unsuitable for minors and which cannot possibly be controlled by the website. A warning alerting the visitors/users appears in any unit or service which might contain unsuitable/ offensive/ unethical material. If, however, underage visitors/users voluntarily elect to visit pages with unsuitable/ offensive/ unethical material, which cannot possibly be continuously monitored, the website bears no responsibility.


It is mutually accepted and understood that all the information, data, texts, graphics, pictures, images, music files, videos, messages, and the entire content whether publically posted or privately transferred, remains under the sole responsibility of the natural or legal entity that said content derives from. It is understood that the user is solely responsible for all and any content he/she uploads, publishes, sends, transfers or otherwise renders available through the webpage services. Due to its volume, it is not feasible for the webpage to control all the content uploaded on the webpage services by its users/members and therefore cannot guarantee the accuracy, integrity, legitimacy, legality or quality of such content. In no case can the webpage be held accountable for any mistake or omission in any content or for any harm or damage resulting from the use of any content uploaded, sent, transferred or otherwise made available by the visitors/users of the webpage. The visitors/users agree not to use the webpage services for, and accept full and sole responsibility with regard to, the following:
1. Posting, publishing, sending, transferring or by using any other method installing content that is illegal, harmful, threatening, insulting, damaging, defamatory, vulgar, violent, abusive, racist, or in any other way judgmental, offensive to the personality and personal data of others, to any bearer of any intellectual property rights and causes feelings of hatred, or/and constituting a crime punishable by law as well as any other form of unwelcome content forwarding and/or content containing digital viruses or any other digital code, files or programs designed to intercept, destroy or restrict the operation of any software, computer equipment or telecommunications equipment.
2. Causing harm to minors, in any way.  
3. Imitating any legal or natural entity or falsely stating the user’s/member’s identity, or misleadingly stating the user’s/member’s relation to or/and partnership with another legal or natural entity.  
4. Counterfeiting or otherwise altering the members’/users’ ids in order to mislead as to the origin of the content disseminated through the website services.
5. Posting, publishing, sending, transferring or by using any other method installing content by a person who has no right according to the law or due to a relation of confidentiality to make that specific content available.
6. Posting, publishing, sending, transferring or installing by using any other method, content by an individual not authorized to provide the relevant content based on the provisions of the law or any other confidential relationship.  
7. Breaching, intentionally or unintentionally, any local, national, European, or international legislation, or/and any rule which bears legislative power and/or concerns any website service.
8. By any means harassing the privacy and individual and social rights of other users (such as collecting and/or storing other users’/members’ personal data).
The user understands and accepts that the website does not perform a preliminary check of content, however, the website and its collaborators retain the right (but not the obligation) to exclusively refuse the uploading/posting or deletion of any content made available through its services. Moreover, the website and its collaborators retain the right to delete, without notice, any content violating the present terms of use.


The website offers membership services to its users, following the completion of their registration procedure. As soon as the visitor/user completes the required registration procedure, he/she shall receive, by e-mail from the website, confirmation of his/her personal access code (password) and the user name he/she has specified. The members are solely responsible for all the actions performed under their personal access code, their user name and their user account in general. The members agree to notify the website immediately in case of unauthorized use of their user account and any effective or/and possible security violation. Moreover, the members are solely responsible for the cautious use of their user account and for logging out of their user account at the end of every session. The website is not responsible for any harm or damage resulting from the inability of the members to respect and comply with the present terms.


The visitor/user wishing to register to the services provided by the website agrees to: a) provide the website with true, accurate, valid and complete information regarding the data required by the website in the relevant applications for access to its content/services and b) maintain and thoroughly update his/her registration information so that these remain true, accurate, valid and complete. When the website sends the member the access codes, the registration procedure is complete and it is assumed that the user/member is aware of and accepts the present terms of use. The visitors/users are required to inform the website in the event their personal information needs to be corrected or updated.


The visitor/user has the right to report objections via a request sent through the websites’ contact form, requesting the website to correct or delete his/her personal data, or to unsubscribe him/her as a member, according to the present terms’ – confidentiality policy:
“Sir/Madam…. According to Law 2472/1997, article 13, you are requested to correct as follows (…) or to delete my personal information kept in your files.”
The website is obliged to reply in writing within fifteen (15) days.


The user who accesses the website’s services for the purpose of uploading and/or posting information, data, texts, graphics, pictures, images, music files, videos, messages, accords permission to the website and all other sites managed by a common Group/Company, for the period of time this content is part of the website’s services, to use the space where the content was uploaded for advertising purposes. Furthermore, the user/member uploading and/or posting information, data, texts, graphics, pictures, images, music files, videos, messages, consents to the uploading and/or posting by the websites of advertisements on the relevant pages/services. The present website bears no responsibility for the communication between the user/member and third-party service providers advertising in the website and for any possible transaction that may result from their connection.


The user understands and accepts that he/she is solely responsible to compensate the website and its collaborators for any legal dispute that might arise between the user and third parties, attributed to the content the user made available for uploading, posting or other transfer through the website’s services.


The user understands and accepts that the website reserves the exclusive right to suspend the use of the access codes to its services and/or suspend the content availability to users/members especially if they are deemed to have breached the spirit and letter of the present terms of use, as well as the services.  


The website may use cookies to identify the visitor/user of certain of its services and pages. The website and related applications use cookies.
A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
Cookies do not typically contain any information that personally identifies a user, however, personal information stored by the website about the users/visitors may be linked to the information stored in and obtained from cookies.
The website and the related applications use “persistent” cookies, session cookies or both “persistent” and session cookies.
The names of the cookies used on the website or related applications, and the purposes for which they are used, are set out below:
(a)     The website or related applications use (_gads, _utma, _utmb, _utmc, _utmt, _utmz, _ga, _gat, nuggCook, system-modal-facebook-modal, xtvrn, datr, fr, locale, lu) to recognize a computer when a user visits the website or related applications / to track users as they navigate through the website or related applications / to enable the use of a shopping cart on the website or related applications / to improve the website or related application's usability / to analyse the use of the website or related applications / to administer the website or related applications / to prevent fraud and improve the security of the website or related applications / to personalise the website or related applications for each user / to target specific advertisements which may be of particular interest to specific users
Most browsers allow the users to refuse the use of cookies; for example:
(a)     in Internet Explorer (version 11) they can block cookies using the cookie handling override settings available by clicking "Tools", "Internet Options", "Privacy" and then "Advanced";
(b)     in Firefox (version 39) they can block all cookies by clicking "Tools", "Options", "Privacy", selecting "Use custom settings for history" from the drop-down menu, and unticking "Accept cookies from sites";
(c)     in Chrome (version 44), they can block all cookies by accessing the "Customize and control" menu, and clicking "Settings", "Show advanced settings" and "Content settings", and then selecting "Block sites from setting any data" under the "Cookies" heading.
(d)     in Safari (version 5.1.7) they can block all cookies by clicking Choose Safari > Preferences, then by clicking “Privacy”, and then doing any of the following:
·        Always block: Safari doesn’t let any websites, third parties, or advertisers store cookies and other data on your Mac. This may prevent some websites from working properly.
·        Allow from current website only: Safari accepts cookies and website data only from the website the user is currently visiting. Websites often have embedded content from other sources. Safari does not allow these third parties to store or access cookies or other data.
·        Allow from websites I visit: Safari accepts cookies and website data only from websites the user visits. Safari uses the user’s existing cookies to determine whether the user has visited a website before. Selecting this option helps prevent websites that have embedded content in other websites the user browses from storing cookies and data on the user’s Mac.
Blocking all cookies will have a negative impact upon the usability of many websites or related applications.
If the user blocks the use of cookies, he/she will not be able to use all the features on the website or related applications.
The user can delete cookies already stored on his/her computer; for example:
(a)     in Internet Explorer (version 11), he/she must manually delete cookie files (instructions for doing so can be found at http://windows.microsoft.com/en-gb/internet-explorer/delete-manage-cookies#ie=ie-11);
(b)     in Firefox (version 39), he/she can delete cookies by clicking "Tools", "Options" and "Privacy", then selecting "Use custom settings for history" from the drop-down menu, clicking "Show Cookies", and then clicking "Remove All Cookies";
(c)     in Chrome (version 44), he/she can delete all cookies by accessing the "Customize and control" menu, and clicking "Settings", "Show advanced settings" and "Clear browsing data", and then selecting "Cookies and other site and plug-in data" before clicking "Clear browsing data".
(d)     in Safari (version 5.1.7) he/she can delete all cookies by accessing the Safari preference window, and clicking 'Privacy'. Setting his/her preferences for accepting cookies next to 'Block Cookies’. Selecting 'Parties and Advertisers' - 'Always' or 'Never’. If there are any website data/cookies being stored, he/she should click 'Details’. If he/she wishes to remove the data, he/she should highlight the information and click 'remove’. If he/she wishes to remove the data from all the sites, he/she should click 'Remove All'. He/she should click 'Done' to return to the preference window.
Deleting cookies will have a negative impact on the usability of many websites or related applications.


Apart from the explicitly mentioned exceptions (intellectual rights of third parties, partners and agencies), the entire content of the website, including videos, images, graphics, pictures, designs, texts, the services provided, and generally all files of said website, constitute intellectual property, registered trademarks, configurations, distinctive signs, and service marks of the website and are protected by the relevant provision of the Greek Law, the European Law, and the international conventions and treaties. Therefore, none of them may be wholly or partially the object of sale, copy, modification, reproduction, reprinting, or be “uploaded”, transmitted or in any way distributed. The products or services referring to the electronic pages of the present gateway and bearing the marks of the respective organizations, companies, collaborating agencies, unions or publications, are their own intellectual and industrial property and therefore those agencies bear the relevant responsibility. The user understands and accepts that he/she is not granted the right to reproduce, copy, sell, or/and commercially exploit in any way part of or the entirety of the website content. If the user acts in such a way he/she accepts he/she bears sole responsibility to compensate the aforementioned.


Given the nature and volume of the internet, under any circumstances, including the case of negligence, the website is not liable for any form of damage that the visitor/user may suffer from the pages, services, options, and contents of the website he/she proceeds to upon own initiative. Its contents are provided “exactly as is” without any guarantee, expressed or in any way implied. To the maximum extent and in accordance with the law, the website declines all explicit or even implicit guarantees, including, but not limited to, those which entail the marketability and suitability for a specific purpose.
The website does not guarantee that the pages, services, options, and contents will be provided uninterrupted, error-free, or that the errors will be fixed. In addition, it does not guarantee that either it or any other related site or the servers through which they are made available to the users/members do not contain viruses or other harmful components. The website does not in any case guarantee the correctness, fullness, or even availability of the contents, services, options, or outcomes thereof. The fixing or servicing cost is undertaken by the visitor/user, and under no circumstances by the website or by the company managing, monetizing and commercially exploiting the website.
The website is a news/entertainment site which aims at the valid and accurate information of the website visitors. The news and information posted daily result from the news reports of its editors and contributors.
The website, the Management and its editors bear no responsibility for the uploadings and the articles.


The website might accommodate “BLOGS” on its webpage. In these “BLOGS” the responsibility for the postings as well as for their content solely lies with their authors (bloggers), expressly excluding any responsibility of the website with regard their content. The same holds for the comments posted by the users in these “BLOGS”.


The content and information included in the website are considered an offer to the visitor/user and to the community of users in general and cannot be perceived as valid information or/and advice and do not contain any inducement for the performance or omission of certain acts. The webpage undertakes the collection, processing and distribution of its content, without, in any case, guaranteeing its wholeness, fullness, adequacy and generally its appropriateness and the absence of possible mistakes, even more so considering its volume and the involvement of third parties (individuals or legal entities) during its primary collection and production. Therefore, the visitors/users of the website, by making use of its services under their own initiative, undertake the responsibility of cross-checking the information provided.
Some of the information in the website is provided by third parties. The webpage is not in a position to validate this information and cannot guarantee its accuracy.


The website or its related applications contain hyperlinks to, and information about, third party websites or related applications. The website does not control, and bears no responsibility for, the availability, content, personal data protection policy and confidentiality, quality, and completeness of the services of other websites and pages to which it directs you through links, hyperlinks or advertising banners. The website must by no means be considered to embrace or accept the content or services of the websites and pages it refers to nor that it is in any other way connected to them.


The website offers its visitors/users the ability to purchase services and/or products through e-commerce applications, in accordance with the specific terms set forth therein and considering the protection of the personal information submitted for the use of these services. The website bears no responsibility for the quality of goods acquired through the e-commerce applications and the transaction solely binds the visitor/user and the company offering the goods or services. Therefore, the website cannot, in any case, be involved in any legal dispute that might arise as a result of this transaction. It is the user, as a prudent consumer, who has the responsibility to inspect the products and services provided to him, in all cases, and not the webpage.
In the event the e-commerce applications are effected between the users/members and the website, the website is obliged to comply to the Greek Government Directive Z1-496/2000 for the sale of goods from a distance and the provisions of Greek Law 2251/1994 for the Protection of the Consumers. Therefore, the website is obliged to inform its prospective clients about a) the essential characteristics of the good and/or services offered, b) the price, c) the quantity and the shipping expenses, d) the value added tax, if it is not included in the price, d) the ways of payment, e) the delivery options, f) the duration of the offer or of the price offered and g) the right of withdrawal.
The website can freely use and process the information collected during the user’s transactions, in order to record the trader’s buying interests and habits and proceed with new offers, unless the user/member of these services requests that no such offers are provided.


The user prepares his/her order by adding the products he/she wishes to purchase in the “SHOPPING CART” by following the simple procedure set forth in the website.
Following the user’s confirmation of the order, the shipment address and the address to which the invoice shall be forwarded to, as well as his/her acceptance of the terms of sale and purchase, which are an integral part of this procedure, the user shall be requested to proceed with the payment by selecting one of the available ways of payment with respect to the product(s) sold and the relevant costs.
The fulfillment of the order is in effect a long distance contact governed by the relevant legal framework (article 4 of law 2251/1994, as is amended and in effect). After placing the order the consumer shall receive an e mail message from the company containing the order confirmation as well as its details, namely: (a) the product(s) purchased, (b) the price, (c) the way of payment and receipt of the order and (d) the right of withdrawal. This message can be saved by the consumer.


The means of payment of the cost is selected by the user among: payment through the PayPal electronic system, payment on delivery, credit/debit card and bank deposit.
A. Payment through PayPal (with the use of a credit or debit card or of a PayPal account): The e-shop accepts VISA cards, American Express cards, MasterCard cards and Diners cards. If these shall be used, the consumers must confirm their e mail address and should let the sellers know the information provided is accurate. Payments are immediately effected through the buyer’s bank account. Payment in installments is not possible and the full amount is payable one-off. The amount payable shall also include, apart from the cost of the products, the shipping costs.
For payments effected by credit/debit card, the user/client shall have to follow the instructions set forth in the present e-shop. The user/client is solely responsible for the correct recording and the accuracy of the data of the credit/debit card. The credit card used by the visitor/user to pay for the website’s services/subscriptions shall only be charged once and only for the specific transaction, unless the visitor/user has selected the automatic debit of his/her credit card every time his/her subscription or the service to which he/she has subscribed to is renewed. The website shall not be held accountable for the terms of use of personal information adopted by the financial institutions with which it collaborates or/and for their faults.
B. Payment upon receipt of goods: If the user/customer chooses to pay upon receipt of the goods then payment of the goods ordered shall be effected by the user/client at the time of receipt of the said goods, through cash payment to the employee of the courier company delivering the goods, with a two euro and fifty cents (€2,50) surcharge for orders not exceeding one hundred euros (€100). In this case also, apart from the cost of product(s), the total payable amount includes the shipment expenses.
C. Bank Deposit: If you do not own a credit card or you are not available for receipt of the goods at your residence, you can pay for your order by bank deposit. For your convenience, kindly mention your first and last name and your order number as explanation to the bank and forward the payment slip to the company’s e mail address. Your order can be paid at the following bank accounts:
-Alpha Bank (GIATRA Α.Ε.)      GR1501401170117002002018601
-Eurobank (GIATRA Α.Ε.)         GR8202601100000890200143920
For orders with a total product cost of one hundred euros (€100,00) and above, the client shall not be charged with shipment costs. For a shipments weighing over two kilos prior communication and agreement between the seller and the client is necessary. In cases of payment upon receipt there shall be a surcharge of two euros fifty cents (€2,50).
For orders with a total product cost of less than one hundred euros (€100,00) the client shall be charged with shipment costs amounting to three euros and fifty cents (€3,50) for  shipments within the Attica prefecture for a total shipment weight of up to two (2) kilos. For every additional kilo the client shall be charged an extra euro (€1,00) per kilo. The total order weight is automatically calculated.
All the above prices include VAT. When you complete your order you shall automatically receive an e mail message with the breakdown of your order.


The website uses SSL (Secure Soccets Layer) technology accredited by VeriSign.  VeriSign is the most credible carrier for the security of internet transactions worldwide. Through this technology, any data you enter in our site is coded before it goes online and then the messages’ and servers’ authenticity are investigated. The website holds a digital protection certificate from VeriSign. Every time you enter a page where data exchange shall take place, VeriSign presents a small lock on the bottom right corner of your screen which confirms your transaction is protected, as it assures the encryption of the information of the credit cards.
The website does not store the credit card information entered during your order. On the contrary, it uses the credit card clearance technology, in collaboration with Eurobank, for the automatic approval of the transaction. That means that the website does not, for any reason, use the credit card information as these are not visible to it, except for the first four (4) digits of the credit card. As a result, the website shall not be held accountable for the terms of use of personal information adopted by the financial institutions with which it collaborates for the completion of its commercial transactions.  The password you submit when becoming a member of the website is your personal security. For us to present any of your personal information, the user name and the password must be provided first. For this reason you must make sure this information is not in danger to end up in third parties’ possession.


Delivery of the purchased goods to the user/client is effected by courier service to the address the user/client specified during the ordering stage. Delivery of the goods is effected within two (2) working days from the day following the day the order was placed, unless differently specified at the page of a product ordered. The website cannot be held accountable for the consequences of delays in delivery or loss of the package by the courier service.
During the receipt of the shipment, the user/client must make sure the products received correspond to his/her order and point out any discrepancies. Returned products shall only be accepted if in their original state and in their original packaging.


The website makes an effort to be as precise as possible with respect to product information appearing in the e-shop pages. However, the photographs depicting the products are indicative and the website cannot be held responsible in case the characteristics or other relevant content of products sold through it are inaccurate, incomplete, not updated, or in general with mistakes which cannot be foreseen or have occurred unintentionally or because of interruptions in the operation of the website for reasons of force majeure.
In addition, the website bears no responsibility with respect to defective products included in the website or/and untrue information submitted by suppliers. The responsibility shall only be borne by the suppliers.


The prices mentioned in the website are in euros (€) and include VAT. The website reserves the right to amend the prices of the products sold through the e-shop at any time, but commits to apply the prices mentioned in the website at the moment the order is placed.


The website shall take all reasonable steps to ensure that all the products appearing and being sold through the e-shop are available at any given time. However, in the event a product appearing to be in stock is in fact out of stock, the website shall contact the user/client by e mail within two (2) working days from the receipt of the order informing him/her of the date the product shall be made available.


The user/client has the right to withdraw, without explanation, from the long distance contract he/she entered into with the e-shop within fourteen (14) calendar days from the day of receipt of the product(s) ordered.


If a user/client receives a product that does not correspond to his/her order as that was detailed in the confirmation e mail sent by the website containing the order details, then the website is responsible to forward to the user/client the correct product after the user/client returns the product sent by mistake. In any case, the user is responsible to return the product mistakenly sent to him intact, that is in its original condition and packaging. In the event the client does not return the product he/she mistakenly received in its original condition, then the client shall be charged with the cost of the product.
If, upon receipt, it is established that a product(s) is (are) faulty, the website is responsible to replace it (them). The user shall inform the website in writing, by sending an e mail at info@paoshop.gr within two (2) working days from receipt of the faulty product(s). The faulty product(s) must immediately be returned to the website as the user/client’s proof of claim. Shipping expenses pertaining to the return of faulty products as well as the shipping costs relating to the replacement of these faulty products, shall be borne by the website. If it is proven that the product(s) bears the fault attributed to it by the user/client, the website must proceed either with the replacement of the faulty product(s) or with the refund of the money paid by the user/client within five (5) working days from the receipt of the faulty product(s) by the website.
In case the products are returned for reasons attributed to the client’s fault or negligence, then the user/client shall be charged with the new, additional shipping costs.
Any discrepancy (faulty products, receipt of product different from the one ordered) must be declared by the user/client upon receipt, on the receipt slip. Failure to do so dismisses the user’s/client’s right to claim from the website the replacement of the faulty product, the shipment of the correct product or to request a refund pertaining to the product in question.
We do not accept returns of jerseys with printed name and products on offer.


The user understands and accepts that the website may adopt new terms of use for its services, including the time limits that e-mails, forums, user pages or/and any other content posted or/and published by the user/member on the website shall be kept at the website servers. The users/members understand and accept that the website reserves the right to deactivate e-mail accounts at any time and without penalty.


The website collects personal data a) when the visitor/user subscribes to its services, b) when the user uses the website’s products and/or services, c) when the user visits its pages and/or enters its promotional/advertising programs and d) when the user takes part in contests. The personal information obligatorily collected are: First name – Last name – Email address – Telephone number – Street address – Zip Code – City – Country – Profession – Age.
It is possible that the following types of personal information might be collected, stored and used:
(a) Information relevant to the visitors’/users’ computer, their visits and activity, in this website or in related applications (including their IP address, their  geographic location, their browser type and edition, its operating system, its referral source, the duration of their visit, the pages read and the browsing routes in the website or related applications).
(b) Information provided during their registration in the website or in related applications (including their e mail address).
(c) Information provided during the completion of their profile in the website or in related applications (including: their name, their profile pictures, their gender, their date of birth, their marital status, their interests and hobbies, educational details and career track).
(d) Information provided to the website for their registration as subscribers to its news updates and newsletters, or/and those of other websites monetized by the same company, via e mail (including their name and their e mail address).
(e) Information provided to the website using the services provided in the website or in related applications (including the time, frequency and way of use of the services).
(f)   Information related to the purchases of products / services / products and/or services of the website or other transactions effected through the website or through related applications (including their name, their address, their telephone number, their e mail address and information regarding their credit card).
(g) Information they publish/upload on the website or related applications with the purpose of it being published on the internet (including the user name they have established, their profile pictures and the content of their posts/uploads).
(h) Information included in, or connected to, any communication forwarded to the website, or forwarded through the website or through related applications (including the content of the communication and the metadata connected to the communication).
(i)   Any other personal information they choose to send to the website, and
(j)   Provision of details related to other information collected.
Prior to disclosing third party personal information to the website, the user must have the consent of this person/party both for the disclosure and for the processing of his/her personal data, in accordance to the present Policy.
Personal information provided through the website, or related applications, shall be used for the purposes outlined in the present Policy or in the website’s relevant pages or in related applications.
The website might use the user’s personal information:
(a)     For the administration of the website or related applications and business
(b)     To personalize the website or related applications for the user
(c)     To enable the user to use the services available on the website or related applications
(d)     To forward goods purchased through the website or related applications to the user
 (e)    To forward statements, invoices and payment reminders to the user, and collect payments from him/her
(f)      To forward non-marketing commercial communications to the user
(g)     To forward to the user email notifications he/she has specifically requested
(h)     To forward the website’s email newsletter to the user, if he/she has requested it (the user can inform the website at any time that he/she no longer wishes to be subscribed to it)
(i)      To forward to the user marketing communications relating to its business (or the businesses of carefully-selected third parties) which might be of interest to the user, by post or, if the user has specifically agreed to this, by email or similar technology (the user can inform the website at any time that he/she no longer wishes to receive notification of promotional activities)
(j)      To provide third parties with statistical information about its users (but those third parties will not be able to identify any individual user from that information)
(k)     To deal with enquiries and complaints made by, or referring to, the website’s users or related applications
(l)      To maintain the website or related applications secure and to prevent fraud
(m)    To verify compliance with the terms and conditions governing the use of the website or related applications (including monitoring private messages sent through the website or through the private messaging service of related applications).
If the user submits personal information for publication on the website or related applications, these shall be published and the information shall be used in accordance with the permission granted by the user.
The Privacy Settings can be used to limit the publication of the user’s information on the website or related applications, and can be adjusted using the privacy controls on the website or related applications.
Without the explicit consent of the user, his/her personal information shall not be provided to any third party for the purpose of their or any other third party's direct marketing.
All the financial transactions of the website, or related applications, shall be effected through its own payment services provider. The user can be informed of this provider’s Privacy Policy at [url]. The website shall give the payment services provider only the information necessary for the processing of payments the user makes through the website or related applications, for the refund of such payments and for dealing with complaints and queries relating to payments and refunds.


The website grants its users the right to delete their personal data, correct and/or update their personal data, and/or deactivate their subscription at any given time, by forwarding a relevant e mail message to the website.  


The website commits not to proceed to the sale, lease, or by any means diffusion and/or publication of the website’s visitors’/users’/members’ personal data to any third party.
The website can disseminate its visitors’/users’/members’ personal data to third parties, legal and/or natural entities, only if:
• it has the explicit consent of the visitors/users to diffuse their personal data, which is perceived to have been given when the user registers as a member on the website and does not submit an objection application as described above. 
• The dissemination of personal data to legal and/or natural entities collaborating with the website is made necessary in order to meet the desires and/or orders of the users. The legal and natural entities that collaborate with the website have the right to process the personal data that the website users/members submit to it only to the extent absolutely necessary in order to provide support to the website.
• It is made imperative for the compliance to the relevant provisions of the law, as well as with the competent authorities and only those.
The website may reveal the user’s personal information to any employee, executive, insurance broker, professional advisor, agent, supplier or subcontractor to the extent reasonably necessary for the purposes outlined in the present Policy.
The website may reveal the user’s personal information to any member of the Group of companies it belongs to (i.e. of the subsidiaries of the holding company and all of its subsidiaries) to the extent reasonably necessary for the purposes outlined in the present Policy.
The website might reveal the personal information of the users:
(a) To the extent obligatory by the law
(b) In connection to a current or prospective legal proceeding
(c) To strengthen, exercise or protect its legal rights (including the provision of information to third parties for the avoidance of fraud and the containment of credit risk)
(d) To the buyer (or prospective buyer) of any activity or asset it intends (or considers) to sell
(e) To any individual who reasonably believes he/she may apply to a court or other competent authority for the disclosure of that personal information where, in the website’s administrators’ reasonable opinion, such court or authority would be reasonably likely to order the disclosure of that personal information.
Apart from the occasions stipulated in the present Policy, the website shall not provide third parties with personal information of its users.


Information collected by the website may be stored, processed in and transferred between any of the countries the website operates in, with the purpose of enabling the use of the information in accordance with this policy.
Information collected by the website may be transferred to the following countries which do not have data protection laws equivalent to those in force in the European Economic Area: the United States of America, Russia, Japan, China and India.
Personal information published by the users on the website or related applications or submitted for publication on the website or related applications might be made available, via the internet, around the world. The website cannot prevent the use or misuse of such information by others.
The users expressly agree to the transfers of personal information described in this section.


The present section sets out the data retention policies and procedures, which are designed to help ensure that the website complies with its legal obligations in relation to the retention and deletion of personal information.
Personal information processed by the website for any purpose or purposes shall not be kept for longer than is necessary for the fulfillment of that purpose or those purposes.
With the reservation of what is stipulated in the present policy, normally the website shall delete personal information falling into the following categories at the date/time stipulated below:
(a) Personal information shall be deleted yearly and
(b) repeat as needed
Notwithstanding the other provisions of this section, the website shall retain documents (including electronic documents) containing personal data:
(a)     To the extent that it is required to do so by law;
(b)     If the website administrators believe that the documents may be relevant to any ongoing or prospective legal proceedings; and
(c)     In order, for the website, to establish, exercise or defend its legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).


The website shall take all reasonable technical and organizational precautions to prevent the loss, misuse or alteration of the users’ personal information.
The website shall store all the personal information provided by the users on secure (password- and firewall-protected) servers.
All electronic financial transactions entered into through the website or related applications will be protected by encryption technology.
The user acknowledges that the transmission of information over the internet is inherently insecure, and therefore the website cannot guarantee the security of data sent over the internet.
The users are responsible for keeping their password used for accessing the website or related applications, confidential; the website shall not ask the users for their password (except when they log in to the website or related applications).


The user may instruct the website to provide him/her with any personal information concerning him/her, in the website’s procession; provision of such information will be subject to:
(a)     The payment of a fee; and
(b)     The supply of appropriate evidence of the user’s identity (for this purpose, the administrators of the website usually accept a photocopy of the user’s ID card certified by a solicitor plus an original of a utility bill showing the user’s current address).
The website may withhold personal information requested by the user, to the extent permitted by law.
The user may instruct the website at any time not to process his/her personal information for marketing purposes.
In practice, the user shall usually either expressly agree in advance to the use, by the website, of his/her personal information for marketing purposes, or the website shall provide him/her with an opportunity to be exempted from the use of his/her personal information for marketing purposes.


The website bears no responsibility for the content uploaded or published by the users on their homepages. Other users shall visit these pages under their own responsibility. In case the website receives notification that the content of one/some of the homepage/s it hosts is insulting to third parties or/and violates the personal information of third parties, it reserves the right to delete the relevant pages or/and the user/member who proceeded with this upload or/and publication, immediately and without notice. The present clause applies to texts, pictures, images, audio files, video files and any other content which may be uploaded/published by the users on their homepages.


The website provides the visitors/users of its services with the opportunity to vote on current topics, which are formulated in the form of questions. The voters’ answers are recorded, analyzed and commented upon by the website in order to draw conclusions regarding the public opinion stance related to the particular topic set to vote. The website reserves the exclusive right to collect and use these data and the conclusions it is led to constitute its intellectual property. The website determines the specific terms for participating in the vote, and reserves the right to discontinue the vote.


The website might maintain areas offering real time chatting services on the Internet, according to its specific terms, and giving the visitors/users the opportunity to develop their own message boards as well as take part in the conversation in message boards created by other users, by sending text messages. The visitors/users of the relevant service must observe the rules of good conduct and decency and to refrain from illegal or unethical wording.
In no case can it be considered that the website, in any way, accepts or endorses the personal views or perceptions expressed in these areas. The website maintains the right to exclude or expel any visitor/user of these services in case it receives notification of violation of the above terms and conditions. The website may record the content of the messages sent by the visitors/users of the relevant services, exclusively for the purpose of registering violations of their terms of use, as it is specifically outlined in the Terms of Use, and for no other purpose.


The above terms and conditions of use of the website, along with any modification thereof, are governed and complemented by the Greek Law, the European Union Law, and the relevant international treaties. The competent courts for the settlement of any dispute shall be the Courts of the city of Athens. Any provision of the above terms rendered contrary to the law, becomes ex officio null and void without, under any circumstances putting in issue the validity of the rest of the terms.
The present document is the total agreement between the site and the visitor/user of its pages and services and is solely binding for them. No modification to these terms shall be taken into account nor shall it be considered as part of the present agreement, unless formulated in writing and incorporated in it. The present terms of use prevail over any other terms and are applicable, with no exception, to all the services and applications of the website, without the need for other, more specific terms. It is assumed that the user using the present website and its services unconditionally accepts these terms, unless he/she has submitted an objection application.
The website may, from time to time, update the present Policy, and shall post the updated version in its website or related applications.
The user must regularly check the present page in order to make sure he/she is in agreement with any changes in the terms of the present Policy.
The website may inform the users for any changes in this Policy (either by e mail message or through the private messaging service of the website or of related applications).
The management and protection of the personal data of the website’s services visitors/users is subject to the terms of the present policy and relevant provisions of the Greek legislation (Law 2472/1997 on the protection of the individual and the protection of data of a personal nature, as complemented by the decisions made by the Chairman of the Personal Data Protection Committee, the Presidential Decrees 207/1998 and 79/2000, and article 8 of Law 2819/2000, as well as Law 2774/1999 and the European Law (directives 95/46/EC and 97/66/EC). The present terms take into account the rapid development of technology and particularly the internet, as well as the existing – although not fully developed – framework of legal regulations on such matters.  In this context, any potential relevant regulation shall be the object of the present section. In any case, the website reserves the right to change the terms of personal data protection within the current or even potential legal framework after informing the visitors/users.
Should a visitor/user not agree with the data protection terms as provided by the present document, said visitor/user ought to not use the site and, more specifically, decline to register as a member.
Given the nature and volume of the internet, under no circumstances, including the case of negligence, the website is liable for any form of damage that the visitor/user may suffer from the pages, services, options, and contents of the website he/she proceeds to upon own initiative, and knowing the terms of the present document.  


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